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<h2><center>《AToken User Agreement 》</center></h2>
<p><strong>You and AToken hereby agree that:</strong></p>
<p>1. When you create or import a wallet after confirming “read and agreed to” this “AToken User Agreement” (“this Agreement”), it will be deemed that you and AToken have reached this Agreement that contains the full agreement to enter AToken and utilize the corresponding digital asset services.</p>
<p>2. You and AToken have carefully read all the terms contained in this Agreement and the content of the legal statement and operating rules published by AToken, have known, understood and accepted thereof, and have agreed to use such content as the basis to determine the rights and obligations of both parties. AToken's legal statement is an integral part of this Agreement, therefore it will be deemed accepting all content contained thereof upon your acceptance of this Agreement. This Agreement includes the main body and all types of rules, statements, notes, etc. published or to be published in the future by AToken. All rules, statements, notes, etc. are integral parts of this Agreement and shall have the same legal effect as the main body of this Agreement.</p>
<p>3. This Agreement does not involve legal relationships and disputes arising from digital asset transactions between AToken users and other users.</p>
<p><strong>I. Definitions</strong></p>
<p>1.1 “Digital Asset” in this Agreement includes not only the main digital assets around the globe currently, such as Bitcoin (BTC), Litecoin (LTC), Ethereum (ETH), Ethereum Classic (ETC), but also all digital assets supported and to be supported in the future by all AToken wallet products.</p>
<p>1.2 “AToken” refers to the digital asset wallet product operated and managed by AToken Limited, with the product name as AToken, and the domain name as www.atoken.com. AToken Limited, through this product, offers network platform services of digital assets to digital asset users. In the following text, “AToken” means this digital asset wallet product, and AToken Limited as well.</p>
<p>1.3 “User” refers to an individual who agrees and accepts the full terms of this Agreement and other legal terms and operating rules issued and updated by AToken, and adopts digital asset services through AToken.</p>
<p>1.4 “Digital Asset Exchange” refers to exchanges between digital assets with exchange service in AToken provided neither by AToken or a third party .</p>
<p>1.5 “Fee” refers to the digital asset that user pays to the blockchain network when performing a digital asset transactions.</p>
<p>1.6 “Exchange fee” refers to the service fee user pays when successfully finishing a digital asset exchange in AToken.</p>
<p><strong>II. User Registration</strong></p>
<p>2.1 Eligibility</p>
<p>You promise that you have full capacity for civil rights and civil conduct. If you don’t have full capacity for civil rights and civil conduct, upon clicking on the option of accepting this Agreement, it shall be deemed that your authorized agent agrees to the content of this Agreement and your authorized agent will register with AToken and use the services offered by AToken on your behalf.</p>
<p>2.2 Purpose</p>
<p>You promise that you do not register with AToken for the purpose of violating any of the applicable laws or regulations or undermining the order of digital asset transactions in AToken.</p>
<p><strong>III. Services</strong></p>
<p>AToken provides online services platform  for you to engage in digital asset trading activities through AToken. AToken does not participate in your actions of managing digital assets as an owner.</p>
<p>3.1 Content of Services</p>
<p>3.1.1 You have the right to browse the real-time information of digital assets in AToken, to submit digital asset wallet orders and to create / import wallets through AToken.</p>
<p>3.1.2 You have the right to view asset information on your wallet addresses in AToken and to use the functions provided by AToken.</p>
<p>3.1.3 You have the right to participate in the events organized by AToken in accordance with the rules of events posted by AToken.</p>
<p>3.1.4 Other services that AToken promises to offer to you.</p>
<p>3.2 Service Rules</p>
<p>You undertake to comply with the following service rules of AToken:</p>
<p>3.2.1 You shall comply with the provisions of applicable laws, regulations, normative documents and policy requirements, and ensure the legality of the source of all digital assets in your account, and shall refrain from engaging in any illegal activities or other activities that damages the rights and interests of AToken or any third party, such as sending or receiving information that is illegal or illicit, violates public order and good customs, or infringes on the rights and interests of any other person, sending or receiving pyramid scheme information or information / remarks causing other harms, unauthorized use or falsification of the email header information of AToken, etc.</p>
<p>3.2.2 You shall properly use and keep your AToken wallet account and password, PIN code, boot password, mnemonic phrases, and mnemonic passwords, as well as the security of the verification codes received via your mobile phone. You shall be solely responsible for any and all your operations using your AToken wallet account and password, PIN code, boot password, mnemonic phrases, mnemonic passwords, and verification codes sent to your mobile phone, as well as all consequences of such operations. AToken does not retain your wallet password in any form. The wallet password directly affects the security of your wallets and digital assets. AToken will not be able to retrieve your password once it’s lost. Furthermore, AToken will not be responsible for your loss of any one or more factors of your wallet password, PIN code, boot password, mnemonic phrases and mnemonic passwords.</p>
<p>3.2.3 You shall abide by this Agreement and other terms of service and operating rules that AToken may release from time to time, and you have the right to terminate your use of the services provided by AToken at any time.</p>
<p><strong>IV. Transaction Rules</strong></p>
<p>You undertake that during the process in which you log into AToken and engage in transactions with other users through AToken, you will properly comply with the following transaction rules:</p>
<p>4.1 Deposit</p>
<p>You shall understand and agree that AToken will update the list of digital assets for deposit available for deposit. This list currently includes BTC, LTC, BCH, ETH, ETC.</p>
<p>4.2 Withdraw</p>
<p>You shall understand and agree that you have the right to withdraw your balances in AToken at any time, including all digital assets, with no withdrawal fees.</p>
<p>4.3 Submit Transactions</p>
<p>After confirming the transaction details, you can submit the transaction, which means you authorize AToken to make the transaction for you.</p>
<p>4.4 View Transaction Details</p>
<p>You can view relevant records in the transaction details of you address to confirm your transaction records.</p>
<p><strong>V. Rights and Obligations of Users</strong></p>
<p>5.1 You have the right to receive digital asset platform services provided by AToken according to this Agreement.</p>
<p>5.2 You have the right to terminate your use of the services provided by AToken at any time.</p>
<p>5.3 You have the right to withdraw your balances in AToken at any time, including all digital assets, with no withdrawal fees.</p>
<p>5.4 During your digital asset transactions in AToken, you may not maliciously interfere with the normal proceeding of digital assets or disrupt the order.</p>
<p>5.5 You may not use any technical means or other means to interfere with the normal operation of AToken or interfere with the other users' use of the services provided by AToken.</p>
<p>5.6 If any litigation arises between you and any other user in connection with online transaction, you may not resort to any means other than judicial or governmental means to request AToken to provide relevant information.</p>
<p>5.7 You may not maliciously defame the business goodwill of AToken on the ground of falsified fact.</p>
<p><strong>VI. Rights and Obligations of AToken</strong></p>
<p>6.1 If you do not have the registration qualifications agreed on in this Agreement, AToken shall have the right to refuse to allow you to use; if you are already using AToken, AToken shall have the right to revoke the services provided to your AToken account, and AToken reserves the right to hold you or your authorized agent accountable. Furthermore, AToken reserves the right to decide whether to accept your use under any other circumstances.</p>
<p>6.2 AToken reserves the right to modify, suspend or terminate the services offered by AToken at any time, and the right to modify or suspend the services without prior notice to you; if AToken terminates one or more of the services offered by AToken, such termination by AToken will take effect on the date of announcement of such termination on the official website of AToken.</p>
<p>6.3 AToken shall take necessary technical means and management measures to ensure the normal operation of AToken, and shall provide a necessary and reliable using environment and services including transaction queries, so as to maintain the normal order of your digital assets.</p>
<p>6.4 During the performance of this Agreement and after its termination, AToken shall have the right to retain your registration information and all your information of using AToken services, including, but not limited to, personal information, transaction information, etc. Such information shall be used in accordance with this Agreement and shall not be used illegally.</p>
<p>6.5 AToken shall have the right to delete all kinds of content and information, such as user comments, which do not conform to laws, regulations, normative documents, or the rules of AToken, at any time, and exercise of this right by by AToken is not subject to a prior notice to you.</p>
<p><strong>VII. Special Statement</strong></p>
<p>7.1 To the extent permitted by law, under any circumstance, where AToken fails to provide the services or delays in providing such services due to information network equipment maintenance, information network connectivity failures, errors in computer, communications or other systems, power failures, weather conditions, unexpected accidents, industrial actions, labor disputes, revolts, uprisings, riots, lack of productivity or production materials, fires, floods, storms, explosions, wars, failure on the part of banks or other partners, collapse of the digital asset market, actions by government, judicial or administrative authorities, other acts that are not within our control or beyond our inability to control, or due to causes on the part of third parties, AToken shall not assume any responsibility for such failure or delay, or for the resultant loss you may sustain as a result of such failure or delay.</p>
<p><strong>VIII. Intellectual Property</strong></p>
<p>8.1 All intellectual achievements included in AToken, including, but not limited to, website logos, databases, website design, text and graphics, software, photos, videos, music, sounds and any combinations of the aforementioned files, and the intellectual property rights of software compilation, associated source code and software (including small applications and scripts) shall be owned by AToken. You may not copy, modify, copy, transmit or use any of the foregoing materials or content for commercial purposes.</p>
<p>8.2 All rights contained in the name of AToken (including but not limited to business goodwill and trademarks, logos) shall be owned by the AToken.</p>
<p>8.3 Upon accepting this Agreement, it shall be deemed that you, on the basis of your own free will, have transferred and assigned exclusively and free of charge to AToken all copyrights of any form of information that you publish in AToken, including, but not limited to copyrights, distribution rights, lease rights, exhibition rights, performance rights, projection rights, broadcasting rights, information network dissemination rights, shooting rights, adaptation rights, translation rights, compilation rights and other transferable rights that copyright owners are entitled to, and AToken shall have the right to sue for any infringement on such copyright and obtain full compensation for such infringement. This Agreement is a written agreement under Article 25 of Copyright Law of the People's Republic of China, and it shall apply to any content that is published by you in AToken and is protected by copyright law, regardless of whether the content is generated before or after the signing of this Agreement.</p>
<p>8.4 You shall not illegally use or dispose of the intellectual property rights of AToken or any other person during your use of the services offered by AToken. For any information that you publish in AToken, you may not publish or authorize other websites (or media) to use such information in any manner whatsoever.</p>
<p><strong>IX. Customer Service</strong></p>
<p>9.1 AToken shall establish a professional customer-service team, and establish a perfected customer-service system, to ensure from technical, personnel and system that channels for user queries and complaints are open, and to provide you with timely troubleshooting and complaint feedback.</p>
<p><strong>X. Amendment and Termination of Agreement</strong></p>
<p>10.1 Amendment of Agreement AToken reserves the right to amend the content of this Agreement or other service terms, operation guidance published by AToken, at any time, and disclose such amendment by way of prominent announcement on the website of AToken. The amended agreement will take effect immediately upon announcement on the website. If you continue to use the services offered by AToken, it shall be deemed that you accept and agree to be bound by the amended agreement; if you do not agree with the amendments, you shall have the right to stop using the services offered by AToken.</p>
<p>10.2 Termination of Agreement:</p>
<p>10.2.1 AToken shall have the right to terminate all services offered by AToken to you in accordance with this Agreement, and this Agreement shall terminate on the date of termination of all services offered by AToken to you.</p>
<p>10.2.2 After the termination of this Agreement, you do not have the right to require AToken to continue to provide you with any services or perform any other obligation, including, but not limited to, requesting AToken to keep or disclose to you any information in your former AToken account, or to forward to you or any third party any information therein that is not read or sent.</p>
<p>10.2.3 The termination of this Agreement shall not prevent the observant party from demanding the breaching party to assume other liabilities.</p>
<p><strong>XI. Protection of User Information</strong></p>
<p>11.1 Scope of Application</p>
<p>11.1.1 When you use the services offered by AToken, or visit the websites of AToken, AToken will automatically receive and record the server information of your web browser, including but not limited to the IP address and records on the web pages that you request to access.</p>
<p>11.1.2 The relevant data collected by AToken in connection with your transactions and redemptions in AToken, including but not limited to deposit and withdrawal records.</p>
<p>11.1.3 Other personal information of yours legally obtained by AToken.</p>
<p>11.2 Use of Information</p>
<p>11.2.1 Upon your successful use with AToken and without extra consent from you, it shall be deemed that you agree to permit AToken to collect and use all the information you publish in AToken; You acknowledge and agree that AToken can use your information collected by AToken for certain purposes, including but not limited to the following:</p>
<p>11.2.1.1 Providing you with the services offered by AToken;</p>
<p>11.2.1.2 Reporting to relevant regulatory departments based on the requirements of the competent authorities of the country;</p>
<p>11.2.1.3 When you use services offered by AToken, AToken will use your information for such legal purposes as identity authentication, customer service, security, fraud monitoring, marketing & promotion, archiving, and backup, so as to ensure the security of the products and services that AToken offers to you;</p>
<p>11.2.1.4 Helping AToken design new products and services, as well as improve the existing services offered by AToken;</p>
<p>11.2.1.5 Without your additional consent, AToken provides you with various services from different websites operated by AToken’s different companies;</p>
<p>11.2.1.6 In order to enable you to understand the specifics of the services offered by AToken, you agree to permit AToken to send to you marketing event information, commercial electronic information, and advertising that is related to you in replacement of general-purpose ubiquitous advertising;</p>
<p>11.2.1.7 In accordance with applicable laws and regulations, requirements of the competent authorities or with your consent;</p>
<p>11.2.1.8 AToken may transfer or disclose your information to any third party that is not a related party of AToken, for the purpose of completing merger, division, acquisition or transfer of assets;</p>
<p>11.2.1.9 Software certification or management software upgrade;</p>
<p>11.2.1.10 Inviting you to participate in surveys in connection with the services offered by AToken;</p>
<p>11.2.1.11 Data analysis relating to cooperation with government agencies, public affairs agencies, associations, etc;</p>
<p>11.2.1.12 For all other legal purposes as well as other purposes authorized by you.</p>
<p>11.2.2 AToken will not sell or lend your personal information to any other person unless your permission is obtained in advance. AToken also does not allow any third party to collect, edit, sell or gratuitously spread your personal information in any manner whatsoever.</p>
<p>11.2.3 In order better utilize the services provided by AToken, you shall acknowledge and agree that AToken may authorize your personal information to other third-party credit agencies to verify the authenticity of your information and to provide credit services.</p>
<p>11.3 AToken shall keep confidential the customer identity information that it obtains, and shall not provide any entity or individual with customer identification information, except where any of applicable laws and regulations requires AToken to provide such information.</p>
<p><strong>XII. Risk Disclosures</strong></p>
<p>12.1 Participating in digital asset investment, you shall control risks on your own, and assess the investment value and investment risks of digital assets, and bear the economic risk of losing all invested funds.</p>
<p>12.1.1 You are exposed to high risks when you participate in digital asset investment. Digital asset trading is highly risky and therefore not suitable for the vast majority of people. You shall acknowledge and understand that investment in digital assets may result in partial or total loss of your investment and therefore you are advised to decide the amount of your investment on the basis of your loss-bearing capacity. You shall acknowledge and understand that digital assets may generate derivative risks. Therefore, if you have any doubt, you are advised to seek assistance from a financial adviser first. Furthermore, aside from the above-mentioned risks, there may also be unpredictable risks.</p>
<p>12.1.2 You are advised to carefully consider and use clear judgment to assess your financial position and the above-mentioned risks before making any decisions on buying or selling digital assets; any and all losses arising therefrom will be borne by you and AToken shall not be held liable in any manner whatsoever.</p>
<p>12.2 Your economic losses arising from prohibition of digital assets caused by formulation or amendment of applicable laws, regulations and normative documents, are borne entirely by yourself.</p>
<p>12.3 You shall understand that AToken is only intended to serve as a product for you to store, query, and transfer digital assets. AToken does not keep any of your digital assets, and therefore you shall, at your sole discretion, carefully assess the authenticity, legality and validity of relevant digital assets and/or information, and solely bear the responsibilities and losses that may arise therefrom.</p>
<p>12.4 All opinions, information, discussions, analyses, prices, advice and other information in AToken are general market reviews and do not constitute any investment advice. AToken does not bear any loss arising directly or indirectly from reliance on the above-mentioned information, including but not limited to, any loss of profits.</p>
<p>12.5 The content of AToken may be changed from time to time and without seperate notice, and AToken has taken reasonable measures to ensure the accuracy of the information in AToken; however, AToken does not guarantee the degree of such accuracy, or bear any loss arising directly or indirectly from the information in AToken or from any delay or failure caused by failure to connect the Internet, transmit or receive any notice and information.</p>
<p>12.6 Using internet-based digital asset wallets also involves risks, including but not limited to failures in software, hardware or Internet connection, etc. In view of the fact that AToken cannot control the reliability and availability of the Internet, AToken will not be responsible for any distortion, delay and connection failure.</p>
<p>12.7 It is prohibited to use AToken to engage in any illegal trading activities, such as money laundering, smuggling and commercial bribery. In the event that any suspected illegal transaction activity is uncovered, AToken will adopt all available measures, including but not limited to freezing the offender’s account, notifying relevant authorities, etc., and AToken will not assume any of the responsibilities arising therefrom and reserve the right to hold relevant persons accountable.</p>
<p><strong>XIII. Limitation and Exemption of Liability</strong></p>
<p>13.1 You shall understand and agree that under no circumstance will AToken be held liable for any of the following events:</p>
<p>13.1.1 Loss of income;</p>
<p>13.1.2 Loss caused by wallet losses arising from lost mnemonic phrases or various types of passwords;</p>
<p>13.1.3 Loss caused by exchange failures, reception failures, etc. due to reasons of three-party platforms when you use the exchange service.</p>
<p>13.1.4 Disruption of business;</p>
<p>13.1.5 Loss of expected currency losses;</p>
<p>13.1.6 Loss of information;</p>
<p>13.1.7 Loss of opportunity, damage to business goodwill or reputation;</p>
<p>13.1.8 Damage or loss of data;</p>
<p>13.1.9 Cost of purchasing alternative products or services;</p>
<p>13.1.10 Extinction or delisting of digital assets;</p>
<p>13.1.11 Any indirect, special or incidental loss or damage arising from any infringement (including negligence), breach of contract or any other cause, regardless of whether or not such loss or damage may reasonably be foreseen by AToken, and regardless of whether or not AToken is notified in advance of the possibility of such loss or damage.</p>
<p>Items 13.1.1 to 13.1.11 are independent of each other.</p>
<p>13.2 You shall understand and agree that AToken shall not be held liable for any damages caused by any of the following events:</p>
<p>13.2.1 Where AToken is properly justified in believing that your specific exchange or transactions may involve any serious violation or breach of law or agreement;</p>
<p>13.2.2 Where AToken is reasonably justified in believing that your conduct in AToken is suspected of being illegal or immoral;</p>
<p>13.2.3 The expenses and losses arising from the purchase or acquisition of any data, information or transaction, etc. through the services offered by AToken;</p>
<p>13.2.4 Your misunderstanding of the services offered by AToken;</p>
<p>13.2.5 Leak, damage or loss of your mnemonic phrases or private keys, which cannot be attributed to AToken.</p>
<p>13.2.6 Any other losses related to the services provided by AToken, which cannot be attributed to AToken.</p>
<p>13.3 AToken cannot guarantee that all the information, programs, texts, etc. contained in AToken are completely safe, free from the interference and destruction by any malicious programs such as viruses, trojans, etc. Therefore, your login or use of any service offered by AToken, download of any program, information and data from AToken and your use thereof are your personal decisions and therefore you shall bear the any and all risks and losses that may possibly arise.</p>
<p>13.4 AToken does not make any warranties and commitments in connection with any of the information, products and business of any third party websites linked to AToken, as well as any other forms of content that do not belong to AToken; your use of any service, information, and product provided by third party websites is your personal decision and therefore you shall assume any and all the responsibilities arising therefrom.</p>
<p>13.5 AToken does not make any explicit or implicit warranties regarding your use of the services offered by AToken, including but not limited to the applicability, freedom from error or omission, consistency, accuracy, reliability, and applicability to a specific purpose, of the services provided by AToken. Furthermore, AToken does not make any commitment or guarantee in connection with the validity, accuracy, correctness, reliability, quality, stability, integrity and timeliness of the technology and information covered by the services offered by AToken. Whether to log in to AToken or use the services provided by AToken is your personal decision and therefore you shall bear all the risks and possible losses arising from such decisions. AToken does not make any explicit or implicit warranties in connection with the market, value and price of digital assets; you shall  acknowledge and understand that the digital asset market is unstable, that the price and value of assets may fluctuate or collapse at any time, and that trading digital assets is based on your personal free will and decision and therefore you shall assume any and all risks and losses that may possibly arise therefrom. AToken does not make any explicit or implicit warranties in various conditions of the blockchain network. You shall acknowledge and understand that the blockchain network may change with updates of software made by project developers, development and changes of technology or blockchain network miners, or other circumstances, including, but not limited to, forks of blockchain network, rollback of blockchain data, defects of blockchain itself. Your losses of assets caused by such circumstances shall be borne by yourself.</p>
<p>13.6 The guarantees and undertakings by AToken specified in this Agreement shall be the only guarantees and statements that AToken makes in connection with this Agreement and the services provided by AToken, and shall supersede any and all the warranties and commitments arising in any other way and manner, whether in writing or in words, expressed or implied. All these guarantees and statements represent only AToken’s own commitments and undertakings and do not guarantee any third party to comply with the guarantees and commitments contained in this Agreement.</p>
<p>13.7 AToken does not waive any of the rights not mentioned in this Agreement and to the maximum extent permitted by the applicable law, to limit, exempt or offset AToken’s liability for damages.</p>
<p><strong>XV. Liability for Breach of Contract</strong></p>
<p>14.1 AToken’s or your breach of this Agreement constitutes a breach of contract. The breaching party shall assume the liability for breach to the observant party.</p>
<p>14.2 In case of untrue, incomplete or inaccurate information that you provide to AToken, AToken shall have the right to demand compensation for losses caused to AToken by such information.</p>
<p>14.3 If you violate laws, regulations or this Agreement, engaging in illegal activities with AToken or AToken services, AToken shall have the right to immediately terminate the services offered to you, cancel your account and demand your compensation for losses caused to AToken.</p>
<p>14.4 If you use technical means means to interfere with the normal operation of AToken or interfere with the other users' use of AToken, AToken shall have the right to immediately terminate the services offered to you, and demand your compensation for losses caused to AToken.</p>
<p>14.5 If you maliciously defame the business goodwill of AToken on the ground of falsified fact, AToken shall have the right to demand your public apology and your compensation for losses caused to AToken, and to terminate the services offered to you.</p>
<p><strong>XV. Dispute Settlement</strong></p>
<p>15.1 Any dispute between you and AToken arising from abiding by this Agreement shall be resolved through amicable negotiation. In case of negotiation failure, both parties shall have the right to submit the dispute to the Beijing Arbitration Commission for Arbitration in accordance with the arbitration rules of the Commission.</p>
<p><strong>XVI. Entry into Force and Interpretation of the Agreement</strong></p>
<p>16.1 This Agreement shall enter into force when you create or import a wallet address in AToken after confirming “read and agreed to” this Agreement, and obtain AToken wallet, password and Mnemonic passphrase, and shall be binding on both you and AToken.</p>
<p>16.2 By clicking to agree to this Agreement, it is deemed as your full acknowledgement, authorization, consent and permission of this Agreement.</p>
<p>16.3 This Agreement also applies to relevant provisions in the General Data Protection Regulation of EU on the above issues.</p>

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